Currency in Innworld are coin-based, consisting of copper, silver, and gold pieces. The exchange rate is 10 copper for one silver and 20 silver for one gold.[1]
Coin denominations and values[edit | edit source]
| Copper | Silver | Gold | |
| Copper | 1 | 10 | 200 |
| Silver | 1 | 20 | |
| Gold | 1 |
Gold coins are the highest denomination, and are universally recognized as legal tender across the world, even in places that have other internal currencies or barter systems.[2] Gems and pure valuable metal can be used in place of common coins in high-value transactions or when needing to transport a large amount of coin covertly, provided that all individuals dealing in them know their exact value. Usually however, such items must be converted or appraised before use, typically through the Merchants Guild.
Modern coins are alloys, and not worth their weight in pure metal. Part of the reason for this is not just to be able to produce more coins and save money on making them, but also to make them harder to counterfeit. Methods to verify authenticity and sus out fake coins include using a coinpusher on it to see the metal underneath, treating it to an alchemist bath that reacts with gold, or using a magnet to check how much ferrous alloy it has. Coins may also have designs to prevent forgers from making a mold of the coin. Flat, cylindrical coins without safeguards against forgeries are called Shamefaced Coins, and are made by cities that cannot produce many coins. As many as forty percent of all coins are Shamefaced coins.[2] In older times, treasure recovered from ancient dungeons contained gold coins valued at 24-karats.[3] In the modern era, the highest-valued coin produced is the Salazsarian Goldstriker.
Ryoka remarked at one point "Local currencies differ from city to city or by region. It’s still gold, silver, and copper, but some denominations have a unique weight and percentage of actual silver or gold used in each coin. Those who deal with money a lot care about the currency, but they’re all roughly silver, gold, and copper coins.[4] Not every nation produces its own coins. Coins have the crest of the power that backs them, and the flag of the Mint-City that produced it. Known Izrilian coin-backers included Salazsar, Manus, House Terland, House Reinhart, and Ottopren. Known Mint-Cities include Salazsar and Ottopren.[2]
- Summing things up, it means that Innworld adheres closely to the famous fantasy trope of the Gold-Silver-Copper Standard which allows quick assessment of value without going deeper into the intricacies of an underlying currency system. Which would probably bore most of the readers. Note that having a stable, universal system working on this trimetal standard means to trust everyone never to cheat this system (as institutions or as individuals), and that the value of all three metals remains perpetually unchanged. So far, no apparent central institution appeared that issues and standardizes the coins, and the banking system of the Merchant's guild was similarly not touched in the story. For real-world systems of a silver-gold bimetal standard, see Bimetallism.
Paper Currency[edit | edit source]
Following the devaluation of gold due to the effects of the [Box of Incontinuity], several nations and powers have started to move off of gold and created new currencies. The ones currently known are the Terland Tithel and the Liscorian Mark.
Liscor's Mark is currently evaluated to be worth the equivalent of one silver and five coppers, and its value is tied to one piece of bread from Garry's bakeries.[5]
Market Values of Known Objects or Services[edit | edit source]
| Item/Service description | Estimate or Actual | Price in gold coins | Chapter |
| Klbkch's overpayment for 2 blue fruit drinks and 2 plates of pasta | Actual | 0.1 | 1.06 |
| Money Erin extorted from Pisces after he frightened her | Actual | 0.335 | 1.08 |
| Lism overcharging Erin for a bag of flour, oil, butter, four sausages, two onions, and a bag of sugar, salt, and yeast | Actual | 2.4 | 1.12 |
| Relc's idea of the price of a hammer | Estimate | 0.05 to 0.1 | 1.09 |
| Bounty for killing a Hobgoblin chief given to Erin by Klbkch | Actual | 12.7 | 1.17 |
| Non-magical book sold in Krshia's shop | Estimate | 1.5 | 1.18 |
| Delivery by runner from Krshia's shop to Erin's first inn | Actual | 0.2 | 1.18 |
| Delivery by runner from Krshia's shop to any location within Liscor | Estimate | 0.05 | 1.18 |
| Small delivery by runner within Liscor | Estimate | 0.03 | 1.18 |
| A tip from Magnolia Reinhart to Ryoka | Actual | 1 | 1.19 R |
| One day's earnings for Ryoka as a city runner in Celum | Estimate | 1.5 | 1.20 R |
| One day's earnings for an average worker, according to Ryoka | Estimate | 0.15 to 0.175 | 1.20 R |
| Merchant or shopkeeper daily profit, according to Ryoka | Estimate | 1 | 1.20 R |
| One night in a "decent" inn | Estimate | 0.1 | 1.20 R |
| Entry to a bathhouse | Actual | 0.025 | 1.22 |
| Jar of acid flies | Actual | 1 | 1.25 |
| Terandrian gelato delivered to Celum | Actual | 70 | 1.26 R |
| Runes of preservation for the cabinets in The Wandering Inn, Pisces's estimate | Estimate | 20 to 60 | 1.29 |
| [Healer] healing Ryoka's badly broken leg | Estimate | 200 to 4,000 | 1.33 R |
| Magical cloth bindings Ryoka's broken leg that provide stability, structure, and stasis | Actual | 10 | 1.33 R |
| Bounty on 4 pairs of Goblin ears | Estimate | 0.005 | 1.35 R |
| [Healer]'s emergency treatment of Ryoka's broken leg | Actual | 5 | 1.35 R |
| Pisces' healing fee for Ryoka's badly broken leg | Actual | 40 | 1.35 R |
| Weak healing potion | Actual | 1 | 1.36 |
| Average shield spider body, Selys's estimate | Estimate | 0.2 | 1.37 |
| [Message] spell sent with an image | Estimate | 1 to 20 | 1.38 |
| Non-priority letter delivered by runners, from Liscor to Baleros | Estimate | 0.1 | 1.38 |
| [Message] spell | Estimate | 0.15 to 0.9 | 1.38 |
| Bounty and wagonload of Shield Spider corpses harvested by Erin | Actual | 11 | 1.41 |
| Fine steel shortsword, bought by Erin for Rags | Actual | 2.15 | 1.41 |
| Per day fee for a Bronze-level Adventurer to guard The Wandering Inn | Estimate | 0.4 | 1.41 |
| Buckler, bought by Erin for Rags | Actual | 1.85 | 1.41 |
| Spell book, according to Ceria | Estimate | 300 to 4,000 | 1.54 |
| Magic wand, according to Ceria | Estimate | 1,000 | 1.57 H |
| Acid jar | Actual | 0.1 | 1.56 |
| Gear recovered after first disastrous run at Liscor's dungeon, Ryoka's estimate | Estimate | 2,000 | 2.06 |
| low-class rechargeable magical protection items | Estimate | above 800 | 2.08 |
| Low quality stamina potion | Actual | 1.4 | 2.08 |
| Runner's guild rulebook | Actual | 0.75 | 2.09 |
| Liscor street vendor fee, for making more than 4 gold profit | Actual | 0.25 | 2.13 |
| Hamburger, Erin's initial price | Actual | 0.05 | 2.13 |
| Hamburger, after Selys increased the price | Actual | 0.1 | 2.13 |
| Octavia's price to research stink potions, smoke potions, and pepper spray | Actual | 8 | 2.14 |
| Healing potion, made by Octavia | Estimate | 1 | 2.14 |
| Ryoka's delivery run from Teriarch to Az’kerash | Actual | 800 | 2.14 |
| Garia's typical pay for a short run without a deadline | Estimate | 0.01 to 0.95 | 2.14 |
| Valceif's artifact-level anti-compulsion mind protection charm | Estimate | Over 1,000 | 2.17 |
| A map of the region south of Liscor | Estimate | 1 to 2 | 2.17 |
| The first milk a cow gives after having a calf | Actual | 1 | 2.19 |
| Smoke bomb | Actual | 0.2 to 0.9 | 2.25 |
| Standard supplies for 4 adventurers | Estimate | 15 | 2.32 H |
| Minor ring enchanted against cold weather, Ceria's estimate | Estimate | 1 | 2.27 |
| Ring of arrow deflection, deflects one arrow | Estimate | 10 to 20 | 2.27 |
| Krshia's stash of magical books before being burned | Estimate | 50,000 | 2.33 |
| Corusdeer antler | Actual | 0.2 | 2.42 |
| One month at Wistram (room, board, instruction) | Actual | 20 | Wistram Days (Pt. 1) |
| A message spell Celum to Liscor | Actual | 3 to 8 | 2.4 |
| Laken's initial [King's Bounty] treasure | Actual | 141 | 3.01 E |
| Cracked rechargeable protection ring against arrows, works 1 minute every 2 days | Estimate | 575 | 3.03 |
| Mercenary pay for a day of combat in the Raverian Fighter's Company, Baleros | Actual | 0.4 | 1.00 D |
| Mercenary pay for a day of non-combat, in the Raverian Fighter's Company, Baleros | Actual | 0.05 | 1.00 D |
| A "simple" golem of Wistram, made by Archmage Zelkyr, Ceria's estimate | Estimate | 10,000 | Wistram Days (Pt. 6) |
| Bark potion | Estimate | 16 | 4.07 |
| Erin's magic soup, initial price | Actual | 2 | 4.07 |
| a spellbook containing mostly Tier 3 and below, one or two Tier 4 spells | Estimate | 300 to 4,000 | 1.54 |
| a 300 year old teaching spellbook of Rihal, containing all of their known spells from Tier 1 to Tier 4 | Estimate | 51,000 | 4.09 |
| Fine for striking Lord Ilvriss in Liscor | Actual | 4 | 4.1 |
| Ulrien's estimate for a full set of matching enchanted plate armor | Estimate | 10,000 | 4.1 |
| Estimated price for high quality wands with low magic bleed | Estimate | 1,000 | 4.1 |
| Cheap wands with an expendable spell | Estimate | 100 | 4.1 |
| Gold rank quality enchanted sword | Estimate | 3,000 | 4.1 |
| Runner's guild's fee on deliveries | Actual | 5% | 4.12 |
| Travel fee for Liscor/Invrisil portal door, set by Magnolia Reinhart | Actual | 0.3 | Interlude - A Night In the Inn |
| Liscor's tax on Antinium Labor | Actual | 30% | 4.12 |
| 3rd floor and watchtower for the Wandering Inn | Estimate | 328 | 4.12 |
| Building a high quality home | Estimate | 200 | 4.12 |
| A glass window | Estimate | 8 | 4.12 |
| Ryoka delivering magic items to Invisril and back | Actual | 350 | 4.12 |
| Erin overpaying barmaids, hourly wage | Actual | 0.08 | 4.12 |
| A night's losses in a casual game of dice between retired elderly drakes | Actual | 0.25 | 4.13 L |
| Water barrel delivered from Liscor to the Wandering Inn | Actual | 0.1 | 4.14 L |
| A large tip in an inn | Actual | 1 | 4.14 L |
| Gravetender’s Fist pay for new recruits on fighting nights | Actual | 0.05 | 1.02 D |
| Gravetender’s Fist pay for new recruits on non-fighting nights | Actual | 0.02 | 1.02 D |
| Cost of a poorly-made wooden booth in Baleros | Actual | 0.25 | 1.02 D |
| Quallet's donation to Geneva after saving a soldier, low end estimate | Estimate | 0.2 | 1.04 D |
| Quallet's donation to Geneva after saving a soldier, high end estimate | Estimate | 0.9 | 1.04 D |
Trivia[edit | edit source]
- In the original Volume 1, Ryoka mentioned that Celum's currency was called 'Thestals.' However, Thestals or any other names for currencies have not come up in following chapters and has been retconned with the release of the rewritten Volume 1.
- Samalian Keycoins are largely ornamental.[2]